Many Canadians rely on monthly pension benefits such as the Canada Pension Plan (CPP) and Old Age Security (OAS) to meet their everyday expenses in retirement. Recently, rumors have been circulating online that seniors aged 55+ will receive a $1200 extra CPP/OAS pension in September 2025. Understandably, this has created excitement and confusion among pensioners who depend heavily on these payments.
However, based on official sources, there has been no confirmation from the Canada Revenue Agency (CRA) or the Government of Canada regarding any such extra one-time payment. Seniors will continue to receive their regular CPP and OAS payments in September 2025 according to the standard schedule.
This article explains the facts behind the $1200 claim, provides the official pension amounts and payment dates for 2025, and outlines who qualifies for CPP and OAS benefits.
Why Rumors About an Extra Pension Spread
The rumors likely gained traction due to rising financial pressures among seniors:
- High inflation increasing food and utility costs.
- Rising healthcare expenses for aging populations.
- Debt stress among retirees without sufficient savings.
While these concerns are real, the $1200 boost remains a rumor. Seniors are encouraged to plan around official CPP and OAS amounts instead of relying on unconfirmed reports.
Short Summary: $1200 Extra CPP/OAS Pension in September 2025
$1200 Extra CPP/OAS Pension: Fact Check
| Detail | Information |
|---|---|
| Program Name | CPP and OAS Pensions 2025 |
| Rumored Extra Payment | $1200 in September 2025 |
| Fact Check | No official confirmation, rumor only |
| Administered By | Canada Revenue Agency (CRA) & ESDC |
| Eligibility | Seniors 60+ (CPP), 65+ (OAS) |
| Confirmed Payment Date | 27 September 2025 |
| CPP Maximum (2025) | $1,433 at age 65 |
| OAS Maximum (2025) | $734.95 (65–74), $808.45 (75+) |
| Official Website | canada.ca |
The circulating news about a $1200 extra payment in September 2025 is unverified and false. Neither the CRA nor Employment and Social Development Canada (ESDC) has made any announcement supporting these claims.
While the idea of an additional pension boost is attractive especially with ongoing inflation, it is important for seniors to rely only on official updates from canada.ca. As of now, seniors will only receive their regular CPP and OAS payments on 27 September 2025.
Overview of CPP and OAS in 2025
Both CPP and OAS remain the two key pillars of retirement income in Canada.
Canada Pension Plan (CPP)
- Paid to contributors who worked in Canada and made payroll contributions.
- Can be claimed from age 60 (with reduced payments) or deferred up to age 70 for higher benefits.
Old Age Security (OAS)
- Paid to most Canadians aged 65 and above, with amounts depending on age and income levels.
Eligibility for CPP and OAS
CPP Eligibility
- Must have made contributions through payroll deductions during working years.
- Can start as early as age 60, but the standard age is 65.
- Monthly benefit amount increases if delayed up to age 70.
OAS Eligibility
- Available to Canadians aged 65+.
- Must meet residency and income requirements.
- Lower- to middle-income seniors may also qualify for the Guaranteed Income Supplement (GIS).
CPP and OAS Payment Dates
The CRA has released the official payment schedule for 2025. Seniors will receive their pension on the following date:
| Month | CPP/OAS Payment Date 2025 |
|---|---|
| January | 27 January 2025 |
| February | 26 February 2025 |
| March | 27 March 2025 |
| April | 28 April 2025 |
| May | 28 May 2025 |
| June | 26 June 2025 |
| July | 27 July 2025 |
| August | 27 August 2025 |
| September | 27 September 2025 |
| October | 27 October 2025 |
| November | 26 November 2025 |
| December | 22 December 2025 |
- September 2025 CPP and OAS payment date: 27 September 2025
Official Pension Amounts
The pension amounts for 2025 are based on age, income level, and contribution history.
CPP Amounts 2025
- Average monthly amount at age 65: $1,364.60
- Maximum monthly amount (2025 adjustment): $1,433
OAS Amounts 2025
- Age 65–74: Maximum $734.95 per month (income threshold: $148,451)
- Age 75 and older: Maximum $808.45 per month (income threshold: $154,196)
What Seniors Should Do Next
- Ignore unverified claims of an extra $1200 payment.
- Check canada.ca or CRA updates for official pension announcements.
- Budget based on confirmed CPP and OAS amounts.
- Explore additional supports like the Guaranteed Income Supplement (GIS) if eligible.
FAQs
Q1. Who is eligible for the extra $1200 CPP/OAS pension in September 2025?
A. As of now, there is no official confirmation of an extra $1200 payment. Seniors aged 55+ should rely on regular CPP and OAS payments and check official sources for eligibility updates.
Q2. When will Canadian seniors receive their CPP and OAS payments in September 2025?
A. The official payment date for both CPP and OAS in September 2025 is 27 September 2025, according to the Canada Revenue Agency (CRA).
Q3. How can seniors maximize their retirement income in Canada?
A. Seniors can maximize income by:
Delaying CPP up to age 70 for higher benefits.
Applying for the Guaranteed Income Supplement (GIS) if eligible.
Budgeting based on official CPP and OAS amounts instead of relying on rumors.